Dashboard
Safe-to-spend is the hero.
No hunting through categories. The first thing users see is what is left after the paycheck is spoken for.
The app stays quiet. The numbers stay honest.
Split bills
Big bills become staged.
Mortgage, loans, and transfers can be split by real paycheck behavior instead of neat but fake equal halves.
Tracker
Payments verify themselves.
Bank-matched bills get clear status so the tracker feels reliable, not like another manual checklist.
